Do I Really Need a Will in North Carolina?

Many North Carolina residents believe that wills are only necessary for wealthy families, people with large homes, or those approaching retirement. In reality, every adult with belongings, loved ones, or personal wishes should have a will, regardless of age or income. A will is not a luxury document — it’s a foundational legal tool that protects your voice when you can no longer speak for yourself.

Without a will, North Carolina applies its intestate succession laws to your estate. These laws distribute assets according to a strict statutory formula that may not reflect your relationships, intentions, or family dynamics. For example, many married couples are surprised to learn that in North Carolina, a surviving spouse does not automatically inherit the entire estate if there are children or living parents. Instead, assets may be divided in ways that create unintended financial burdens or even family conflict.

A will also lets you do far more than simply choose beneficiaries. You can:

• Name a guardian for minor children, ensuring they are raised by someone you trust.

• Appoint an executor who will manage your affairs responsibly.

• Outline how personal items, sentimental belongings, or family heirlooms should be distributed.

• Provide for unmarried partners, friends, or charities who would otherwise receive nothing under NC law.

• Reduce the likelihood of disputes by giving clear instructions.

Even individuals with modest estates should create a will. Consider digital assets, checking accounts, vehicles, personal property, and even pets — all of these require direction. A thoughtfully prepared will brings clarity, minimizes stress for your loved ones, and ensures your wishes carry the weight of law. In North Carolina, putting your intentions in writing is one of the greatest gifts you can leave behind.